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17 February, 2021
5 Min Read
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PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) |
PMSBY (Pradhan Mantri Surakhsa Bima Yojana) |
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PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) is a life insurance scheme. |
PMSBY (Pradhan Mantri Suraksha Bima Yojana) is an accidental insurance scheme. |
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The age limit for PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) is minimum 18 years and maximum 50 years. |
The age limit for PMSBY (Pradhan Mantri Suraksha Bima Yojana) is minimum 18 years and maximum of 70 years. |
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The annual premium for PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) is Rs 330. The premium could vary depending on the prevailing tax rates, age and location. |
The annual premium for PMSBY (Pradhan Mantri Suraksha Bima Yojana) is Rs 12. Please note premium could vary depending on location, prevailing GST rates, and age. |
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As per PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana), cover for the death of the insured is given regardless of the cause of the death. The money would be paid to the nominee in case of death of the insured. |
PMSBY (Pradhan Mantri Suraksha Bima Yojana) provides cover for death or disability by an accident. The money would be paid to the nominee in case of death of the insured. |
Some of the similarities between PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) and PMSBY (Pradhan Mantri Suraksha Bima Yojana) are given below.
Source: TH
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