Pradhan Mantri Awaas Yojana (Rural vs Urban): Comparison

Pradhan Mantri Awaas Yojana – Gramin, 2016

The Pradhan Mantri Awas Yojana (Urban), 2015

The scheme would be implemented in rural areas throughout India except for Delhi and Chandigarh.
Funding:
1. It is a Centrally Sponsored Scheme: 60:40 and 90:10.
2. 1.2 lakh will be given in plain areas and 1.3 lakh in hilly/ difficult/ Backward areas.
Objective: To provide pucca house to all who are houseless & living in dilapidated houses in rural areas by 2022.
1 crore houses in rural areas over 3 years. Unit size is 25 sq. m.
The beneficiary is entitled to 90 days of unskilled labour from MGNREGA. Loan of 1.2 lakh for construction which is optional.
Beneficiaries: will be through SECC.

Under MoHUA, in Mission mode envisions provision of Housing for All by 2022.
It is a Centrally Sponsored Scheme except credit linked subsidy which is a Central Sector Scheme.
Address housing requirements of urban poor including slum through
1. Slum rehabilitation with participation of private developers using land as a resource.
2. Promotion of Affordable Housing for weaker section through credit linked subsidy.
3. Affordable Housing in Partnership with Public & Private sectors.
4. Subsidy for beneficiary-led individual house construction.
Beneficiaries = Urban poor including EWS, LIG, MIG slum dwellers. Slum is a compact area of >= 300 people or 60-70 households of poorly congested and unhygienic environment with inadequate infrastructure and no sanitation and drinking water facilities.

Source: PIB

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